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Health Care + Medicare Adv Carriers + Med Supp Carriers + Medicare PDP Licensing |
For Agents: Senior Products Senior Products At ARMS Insurance Group, we offer Medicare Advantage Plans, Medicare Supplement Plans, and Part D Rx Plans. In order for a client to be eligible for an Advantage or Supplement plan, the client must have Medicare Part A (Hospital Benefits) and Medicare Part B (Physician Benefits). In order to be eligible for a Part D Rx plan, a client must have Medicare Part A or Medicare Part B. Most clients receive Medicare Part A for Free while most clients pay a monthly premium of $99.90 per month for Part B. Some higher income clients will pay more for part B since the premium is based on income. Please see the Part B premium grid for the income levels. For a client receiving social security benefits, the part B premium is deducted from his or her social security check. If a client is not receiving social security, he or she will be billed by Medicare for the part B premium. Medicare Parts A and B have deductibles, co-insurance, and co-pays that can be substantial. As a result, most people on Medicare choose to purchase and Advantage Plan or Supplement plan to limit their out of pocket exposure. We can offer both types of plans to you and your clients and will help you determine which type of plan is the better suited for each person. top of page |
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PRODUCTS FOR AGENTS: Group, Individual, Senior, Ancillary; PRODUCTS FOR CONSUMERS: Group, Individual © 2010 ARMS Insurance Group Inc., 3000 Lento Boulevard, Bethel Park, PA 15102, 412-835-9100, |
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