Insurance Agents Group Products Request a Group Health Quote Association Products Individual Products Order Supplies On-line Forms Provider Links Ancillary Services		Employer Group Products ARMS Insurance Group Inc. is proud to represent the premier providers of health insurance in western and central Pennsylvania. Our agents will assist you in prioritizing the health insurance needs of your business and help you select the health carrier that best fits your needs. There are no pre-existing condition requirements with group health carriers. Rates are based on the company's industry type, the location of the business, and the average age of the employees (some carriers may adjust rates based on the health of a group's members). Benefit plan designs from HMOs, Point-of-Service, and Preferred Provider Organizations are available with different copayments, coinsurance, and deductible levels. Health Providers: Aetna American Medical Security HealthAssurance/HealthAmerica Highmark Blue Cross UPMC Health Plan Your group may also qualify for an Association Product. Dental Providers: Guardian Met Life Shenandoah Life United Concordia Vision Providers: Optichoice Vision Benefits of America Group Life & Disability Providers:   Group Size Life STD LTD Rules Allstate 2-100 X X X Voluntary Allstate 10 + X X X All Stand Alone Highmark L&C 2-100 X X X Paperless/Internet Highmark L&C 2-100 X X   Bundled Highmark L&C 10 + X X X STD & LTD Stand Alone Medical Life Ins. 2-100 X X X   Medical Life Ins. 10 + X       MetLife 2-100 X     Minimum 2 lives MetLife 10-50 X X X All Stand Alone Shenandoah Life 2+ X X X   For an explanation of carrier and benefit options, e-mail info@armsins.com or call 412-835-9100.

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